![]() If you are a renter in the City of Scott, a renter's insurance policy is very helpful. Remember that a flood insurance policy must be renewed each year. During the kind of flooding that happens in the City of Scott, there is usually more damage to furniture and the contents than there is to the structure. Usually these policies just cover the building's structure and not the contents. Some people have purchased flood insurance because it was required by the bank or loan company when they obtained a mortgage or home improvement loan. Remember there is a 30-day waiting period before a policy becomes effective. The City of Scott participates in the National Flood Insurance Program (NFIP) which means that federally subsidized flood insurance is available to everyone in the City. Basic homeowner's insurance policies don't cover damage from floods. The purchase federal flood insurance is highly recommended. Vehicles also push water into homes and cause additional property damage. More people drown in their cars than in any other location. Currents can be deceptive six inches of moving water can knock you off your feet.ĥ. Drowning is the number one cause of flood related deaths. Stay away from power lines and electrical lines. Turn off all utilities, gas and electricity at the main switch. If emergency officials tell you to evacuate or leave your home, go immediately to a safe shelter, hotel or relative's house.ģ. Learn the safest route from your home or business to higher, safer ground, but stay tuned to reports of changing flood conditions.Ģ. You may view a flood zone map, at City Hall.ġ. The following information is to help inform property owners and renters located within the SFHA, flood prone areas and also all property owners within the City of Scott. The City of Scott recognizes that its entire community is susceptible to flooding, not just those structures located within Special Flood Hazard Areas (SFHAs). ![]() Education and prevention are valuable and proven tools that help communities become resistant to these natural disasters. The City of Scott has participated actively in the Nation Flood Insurance Program administered by the Federal Emergency Management Agency (FEMA) since 1984 and the City of Scott is dedicated to minimizing the loss of life and property that is associated with flooding events. ![]()
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